Welcome to the Informational Website for the Edwards v. The First American Corporation, et al. Class Action Settlement.

The purpose of this website is to inform you about a proposed settlement of this class action lawsuit and about all of your options in relation to the Settlement.

This Settlement includes two classes:

  • The Settlement Class: comprised of certain individuals who purchased title insurance from one of 25 title agencies (see Settlement Class FAQ 1) between June 12, 2006 and May 11, 2016; and
  • The Tower City Class: comprised of certain individuals who purchased title insurance from Tower City Title Agency, LLC between June 12, 2006 and November 9, 2006.

Settlement Class Members must submit a claim in order to get a payment. Tower City Class Members do not need to submit a claim and will automatically receive a payment if the proposed settlement is approved.

This website includes documents and Frequently Asked Questions (FAQs) pages specific to each Class. Please pay close attention to which documents and FAQs are relevant to you.

Settlement Class Tower City Class
  • If you are a member of the Settlement Class, you must file a claim to receive a payment.
  • If approved by the Court, the proposed settlement will pay you $75.00 if you purchased title insurance from one of 25 title agents during the relevant time frame, and otherwise meet the qualifications to be a Settlement Class Member as described herein as part of the Settlement of a class action lawsuit against The First American Corporation and First American Title Insurance Company (collectively, “First American”).
  • The Settlement resolves a class action lawsuit over whether First American Title Insurance Company and First American Financial Corporation (collectively "First American") unlawfully paid referral fees for title insurance underwriting business in the form of payment for acquiring ownership interests in any one of 25 title agencies listed in Settlement Class FAQ 1). The Settlement ends this practice, avoids costs and risks to you from continuing the lawsuit, pays money to Settlement Class Members, and releases First American from liability.
  • Court-appointed lawyers for the certified Class will ask the Court to order First American to pay up to $5,750,000 to be paid as fees and expenses for investigating the facts, litigating the case, and negotiating the Settlement on behalf of both Classes.
  • If you are a member of the Tower City Class, you do not need to file a claim to receive a payment. Instead, a payment will be sent to you automatically if the Settlement is approved.
  • In June 2010, the Court in Edwards v. The First American Corporation, et al. ordered certification of a class of purchasers of title insurance from Tower City Title Agency, LLC ("Tower City") during the time period between June 12, 2006 and November 9, 2006 (the “Tower City Class”). In March 2013, you were mailed Notice of this class action against The First American Corporation and First American Title Insurance Company (collectively “First American”) because you purchased title insurance from Tower City during the relevant time period. At that time, you were given the opportunity to exclude yourself from this class action. Because you met the requirements of class membership and did not submit a Request for Exclusion, you are a member of the Tower City Class.
  • You are already a member of a class of people who purchased title insurance from Tower City Title Agency, LLC (“Tower City”) after June 12, 2006. In March 2013, you were mailed a Notice of a class action against The First American Corporation and First American Title Insurance Company (collectively, “First American”) arising out of your purchase of title insurance from Tower City.
  • A settlement has been reached in that class action that will pay you, as a Tower City Class Member, two times the amount of money you paid for your title insurance. For example, if you paid $1,000 for title insurance, you will receive $2,000.
  • The Settlement resolves a class action lawsuit over whether First American Title Insurance Company and First American Financial Corporation (collectively "First American") unlawfully paid referral fees for title insurance underwriting business in the form of payment for acquiring ownership interests in title insurance agencies. The Settlement avoids costs and risks to you from continuing the lawsuit; pays money to the Class Members; and releases First American from liability.
  • Court-appointed lawyers for the Tower City Class and another class of customers of 25 other title agencies will ask the Court to order First American to pay up to $5,750,000 to be paid as fees and expenses for investigating the facts, litigating the case, and negotiating the Settlement on behalf of both Classes.

Both Classes:

Your legal rights are affected whether you act or don’t act. Read this website carefully.

YOUR LEGAL RIGHTS AND OPTIONS IN THIS SETTLEMENT
SUBMIT A CLAIM FORM
(SETTLEMENT CLASS ONLY)
The only way for Settlement Class Members to get a payment. If you are a Tower City Class Member, you do not need to submit a Claim Form, as you will automatically receive a payment if the proposed settlement is approved.
EXCLUDE YOURSELF
(SETTLEMENT CLASS ONLY)
Get no payment. This is the only option that allows Settlement Class Members to ever be part of any other lawsuit against First American about the legal claims in this case. Your exclusion request must be postmarked no later than August 19, 2016.
OBJECT Write to the Court about why you don’t like the Settlement. You will remain a part of the Settlement Class and entitled to payment if you qualify and submit a Claim Form, but you may still object to the Settlement. Your objection must be postmarked no later than August 19, 2016.
GO TO A HEARING Ask to speak in Court about the fairness of the Settlement. Your Notice of Intention to Appear must be postmarked no later than August 19, 2016.
DO NOTHING

Settlement Class Members will get no payment and give up rights.

Tower City Class Members will automatically receive a payment if the proposed settlement is approved.


These rights and options—and the deadlines to exercise them—are explained on this website.

The Court in charge of this case still has to decide whether to approve the Settlement. Payments will be made if the Court approves the Settlement and after appeals are resolved. Please be patient.

Important Dates

  • Class Period for Settlement Class
    Purchased Title Insurance between
    June 12, 2006 and May 11, 2016
  • Class Period for Tower City Class
    Purchased Title Insurance between
    June 12, 2006 and November 9, 2006
  • August 19, 2016
    Postmark Deadline to Exclude Yourself
  • August 19. 2016
    Postmark Deadline to Object to the Settlement
  • October 5, 2016 at 10:00 a.m. PST
    Fairness Hearing
    ** REVISED DATE **
  • December 5, 2016
    Postmark Deadline to File a Claim